{"id":5401,"date":"2023-05-23T14:04:40","date_gmt":"2023-05-23T07:04:40","guid":{"rendered":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/?p=5401"},"modified":"2023-06-05T16:53:47","modified_gmt":"2023-06-05T09:53:47","slug":"kyc-la-gi-vai-tro-va-cac-buoc-xac-minh-kyc","status":"publish","type":"post","link":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/tu-van-nghe-nghiep\/kyc-la-gi-vai-tro-va-cac-buoc-xac-minh-kyc","title":{"rendered":"KYC l\u00e0 g\u00ec? Vai tr\u00f2 v\u00e0 c\u00e1c b\u01b0\u1edbc x\u00e1c minh KYC"},"content":{"rendered":"\n

KYC l\u00e0 m\u1ed9t thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh. V\u1eady KYC l\u00e0 g\u00ec<\/strong>? Vai tr\u00f2 c\u1ee7a n\u00f3 ra sao, quy tr\u00ecnh x\u00e1c minh di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o? B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i \u0111\u00e1p chi ti\u1ebft nh\u1eefng th\u1eafc m\u1eafc tr\u00ean \u0111\u1ec3 b\u1ea1n \u0111\u1ecdc hi\u1ec3u r\u00f5 h\u01a1n nh\u00e9.<\/p>\n\n\n\n

\"KYC<\/figure>\n\n\n\n

KYC l\u00e0 g\u00ec?<\/h2>\n\n\n\n

KYC l\u00e0 t\u1eeb vi\u1ebft t\u1eaft c\u1ee7a c\u1ee5m t\u1eeb ti\u1ebfng Anh Know Your Customer d\u1ecbch sang ti\u1ebfng Vi\u1ec7t ngh\u0129a l\u00e0 \u201chi\u1ec3u kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n\u201d.<\/p>\n\n\n\n

\n

\u201cKYC<\/strong> l\u00e0 m\u1ed9t quy tr\u00ecnh \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c c\u00e1c ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh s\u1eed d\u1ee5ng v\u00e0o vi\u1ec7c tra so\u00e1t c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n v\u00e0 c\u00e1c ho\u1ea1t \u0111\u1ed9ng giao d\u1ecbch c\u1ee7a kh\u00e1ch.<\/strong>\u201d<\/strong><\/p>\n<\/blockquote>\n\n\n\n

Hi\u1ec3u \u0111\u01a1n gi\u1ea3n h\u01a1n th\u00ec KYC gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng nh\u1eadn d\u1ea1ng kh\u00e1ch h\u00e0ng ch\u00ednh ch\u1ee7, t\u1eeb \u0111\u00f3 s\u1ebd \u0111\u00e1nh gi\u00e1, gi\u00e1m s\u00e1t nh\u1eefng r\u1ee7i ro, ng\u0103n ng\u1eeba v\u00e0 ph\u00e1t hi\u1ec7n ra c\u00e1c ho\u1ea1t \u0111\u1ed9ng gian l\u1eadn.<\/p>\n\n\n\n

N\u00f3i theo c\u00e1ch kh\u00e1c, ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea3m b\u1ea3o r\u1eb1ng kh\u00e1ch h\u00e0ng \u0111\u1ec1u l\u00e0 ng\u01b0\u1eddi \u0111\u00e3 \u0111\u0103ng k\u00fd c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a h\u1ecd. V\u00e0 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i ho\u1eb7c t\u1ea1m d\u1eebng giao d\u1ecbch n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u KYC t\u1ed1i thi\u1ec3u.<\/p>\n\n\n\n

EKYC l\u00e0 g\u00ec?<\/h2>\n\n\n\n

EKYC l\u00e0 t\u1eeb vi\u1ebft t\u1eaft c\u1ee7a Electronic Know Your Customer l\u00e0 qu\u00e1 tr\u00ecnh ho\u00e0n th\u00e0nh x\u00e1c minh danh t\u00ednh v\u00e0 c\u00e1c y\u00eau c\u1ea7u KYC kh\u00e1c b\u1eb1ng k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n\n\n\n

Vai tr\u00f2 c\u1ee7a KYC<\/h2>\n\n\n\n

KYC c\u00f3 vai tr\u00f2 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi m\u1ed7i ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh b\u1edfi v\u00ec n\u00f3 c\u00f3 th\u1ec3:<\/p>\n\n\n\n

X\u00e1c minh th\u00f4ng tin kh\u00e1ch h\u00e0ng<\/h3>\n\n\n\n

Gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh x\u00e1c th\u1ef1c \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh l\u00e0 ai, \u1edf \u0111\u00e2u, c\u00f3 \u0111ang vi ph\u1ea1m ph\u00e1p lu\u1eadt kh\u00f4ng\u2026 \u0111\u1ec3 tr\u00e1nh vi\u1ec7c giao d\u1ecbch v\u1edbi nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng t\u1ed9i ph\u1ea1m.<\/p>\n\n\n\n

X\u00e1c \u0111\u1ecbnh nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra li\u00ean quan t\u1edbi kh\u00e1ch h\u00e0ng<\/h3>\n\n\n\n

V\u00ed d\u1ee5 khi kh\u00e1ch h\u00e0ng \u0111i vay ti\u1ec1n ng\u00e2n h\u00e0ng, nh\u1edd v\u00e0o vi\u1ec7c x\u00e1c minh danh t\u00ednh th\u00ec ng\u00e2n h\u00e0ng s\u1ebd ph\u00e1t hi\u1ec7n \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng \u0111\u00f3 c\u00f3 n\u1ee3 x\u1ea5u hay kh\u00f4ng, c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 kh\u00f4ng. T\u1eeb \u0111\u00f3 s\u1ebd \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh cho kh\u00e1ch vay ti\u1ec1n hay t\u1eeb ch\u1ed1i.<\/p>\n\n\n\n

T\u0103ng m\u1ee9c \u0111\u1ed9 an to\u00e0n trong c\u00e1c giao d\u1ecbch<\/h3>\n\n\n\n

Ng\u0103n ch\u1eb7n vi\u1ec7c kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng gian l\u1eadn nh\u01b0 r\u1eeda ti\u1ec1n, tham nh\u0169ng, h\u1ed1i l\u1ed9… \u0110\u1ec3 \u0111\u1ea3m b\u1ea3o ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh lu\u00f4n th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c trong ph\u1ea1m vi ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh v\u00e0 \u0111em l\u1ea1i s\u1ef1 an to\u00e0n cho kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

C\u00e1c th\u00f4ng tin KYC \u0111\u01b0\u1ee3c v\u00ed nh\u01b0 l\u00e0 m\u1ed9t b\u1ea3n danh s\u00e1ch c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c, nh\u1edd v\u00e0o \u0111\u00f3 m\u00e0 c\u00e1c c\u01a1 quan t\u01b0 ph\u00e1p c\u00f3 th\u1ec3:<\/p>\n\n\n\n

– Cung c\u1ea5p th\u00f4ng tin t\u00ecnh b\u00e1o v\u1ec1 nh\u1eefng c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c c\u00f3 nghi ng\u1edd tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng r\u1eeda ti\u1ec1n, tham nh\u0169ng ho\u1eb7c h\u1ed1i l\u1ed9.<\/p>\n\n\n\n

– X\u00e1c \u0111\u1ecbnh c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c c\u00f3 nghi ng\u1edd li\u00ean quan \u0111\u1ebfn c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u1ed9i ph\u1ea1m.<\/p>\n\n\n\n

– C\u00e1c c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c \u0111ang b\u1ecb \u00e1p d\u1ee5ng l\u1ec7nh tr\u1eebng ph\u1ea1t t\u1eeb c\u00e1c c\u01a1 quan, t\u1ed5 ch\u1ee9c c\u00f3 th\u1ea9m quy\u1ec1n qu\u1ed1c t\u1ebf\u2026<\/p>\n\n\n\n

L\u00ed do c\u1ea7n x\u00e1c th\u1ef1c KYC l\u00e0 g\u00ec? KYC c\u00f3 an to\u00e0n kh\u00f4ng?<\/h2>\n\n\n\n

N\u1ed9i dung tr\u00ean \u0111\u00e3 gi\u1edbi thi\u1ec7u cho c\u00e1c b\u1ea1n v\u1ec1 kh\u00e1i ni\u1ec7m v\u00e0 vai tr\u00f2 c\u1ee7a KYC l\u00e0 g\u00ec<\/strong>. Ti\u1ebfp \u0111\u1ebfn, h\u00e3y c\u00f9ng theo d\u00f5i ti\u1ebfp v\u1ec1 t\u1ea1i sao c\u1ea7n x\u00e1c minh KYC nh\u00e9.<\/p>\n\n\n\n

X\u00e1c minh KYC gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng, c\u00f4ng ty t\u00e0i ch\u00ednh ph\u00e1t hi\u1ec7n ra c\u00e1c ho\u1ea1t \u0111\u1ed9ng r\u1eeda ti\u1ec1n \u0111\u1ec3 c\u00f3 th\u1ec3 ng\u0103n ch\u1eb7n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh b\u1ea5t h\u1ee3p ph\u00e1p.<\/p>\n\n\n\n

X\u00e1c minh KYC l\u00e0 kh\u00e2u \u0111\u1ea7u ti\u00ean v\u00e0 quan tr\u1ecdng trong t\u1ea5t c\u1ea3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh. V\u00ec tr\u01b0\u1edbc khi \u0111\u1ec3 kh\u00e1ch h\u00e0ng ti\u1ebfn h\u00e0nh s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh th\u00ec c\u00e1c ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh nh\u1eadn bi\u1ebft r\u00f5 v\u1ec1 kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n

Ngo\u00e0i ra, vi\u1ec7c x\u00e1c minh n\u00e0y cho bi\u1ebft kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh l\u00e0 ai \u0111\u1ec3 thu\u1eadn ti\u1ec7n cho vi\u1ec7c x\u00e1c \u0111\u1ecbnh danh t\u00ednh, c\u00e1c th\u00f4ng tin v\u1ec1 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c l\u00e0m r\u00f5. T\u1eeb \u0111\u00f3, s\u1ebd \u0111\u01b0a kh\u00e1ch h\u00e0ng v\u00e0o h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t \u0111\u01b0\u1ee3c t\u1ed1t h\u01a1n.<\/p>\n\n\n\n

Quy tr\u00ecnh x\u00e1c minh KYC \u0111\u1ea3m b\u1ea3o kh\u00e1ch h\u00e0ng kh\u00f4ng b\u1ecb gi\u1ea3 m\u1ea1o. V\u00ec th\u1ebf n\u00ean c\u00e1c b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m r\u1eb1ng c\u00e1c th\u00f4ng tin c\u1ee7a m\u00ecnh \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt v\u00e0 \u0111\u1ea3m b\u1ea3o lu\u00f4n \u1edf ch\u1ebf \u0111\u1ed9 quy\u1ec1n ri\u00eang t\u01b0.<\/p>\n\n\n\n

Tuy nhi\u00ean, v\u1eabn c\u00f3 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng d\u00f9ng KYC \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, n\u00ean c\u1ea7n c\u1ea9n th\u1eadn xem x\u00e9t \u0111\u1ec3 nh\u1eadn bi\u1ebft \u0111\u00e2u l\u00e0 KYC th\u1eadt v\u00e0 gi\u1ea3. M\u1ed9t l\u01b0u \u00fd n\u1eefa l\u00e0 khi x\u00e1c minh KYC s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua h\u00ecnh th\u1ee9c g\u1ecdi \u0111i\u1ec7n. V\u00ec th\u1ebf, n\u1ebfu c\u00f3 x\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p n\u00e0y th\u00ec ch\u1eafc ch\u1eafn \u0111\u00f3 l\u00e0 l\u1eeba \u0111\u1ea3o.<\/p>\n\n\n\n

Nh\u1eefng ai c\u1ea7n tu\u00e2n th\u1ee7 theo quy tr\u00ecnh KYC?<\/h2>\n\n\n\n

Vi\u1ec7c x\u00e1c \u0111\u1ecbnh \u0111\u00fang \u0111\u1ed1i t\u01b0\u1ee3ng c\u1ea7n tu\u00e2n th\u1ee7 theo quy tr\u00ecnh KYC s\u1ebd gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh tr\u00e1nh b\u1ecf s\u00f3t b\u1ea5t k\u1ef3 m\u1ed9t kh\u00e1ch h\u00e0ng \u1ea3o n\u00e0o. Vi\u1ec7c x\u00e1c minh c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n qua khu\u00f4n m\u1eb7t, th\u1ebb ID, h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch hay sinh tr\u1eafc h\u1ecdc.<\/p>\n\n\n\n

Trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng th\u00ec kh\u00e1ch h\u00e0ng KYC l\u00e0 nh\u1eefng ng\u01b0\u1eddi m\u1edf th\u1ebb, \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m, m\u1edf t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n\u2026 V\u1eady, \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ea3i tu\u00e2n th\u1ee7 theo y\u00eau c\u1ea7u c\u1ee7a KYC g\u1ed3m:<\/p>\n\n\n\n

– C\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c c\u00f3 m\u1ed1i quan h\u1ec7 v\u1edbi doanh nghi\u1ec7p ho\u1eb7c c\u1ea7n duy tr\u00ec t\u00e0i kho\u1ea3n.<\/p>\n\n\n\n

– Ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng c\u00e1c giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua c\u00e1c ho\u1ea1t \u0111\u1ed9ng trung gian th\u01b0\u01a1ng m\u1ea1i nh\u01b0 m\u00f4i gi\u1edbi, ch\u1ee9ng kho\u00e1n, b\u1ea3o hi\u1ec3m\u2026<\/p>\n\n\n\n

– C\u00e1c c\u00e1 nh\u00e2n v\u00e0 t\u1ed5 ch\u1ee9c c\u00f3 k\u1ebft n\u1ed1i th\u00f4ng qua nh\u1eefng giao d\u1ecbch t\u00e0i ch\u00ednh.<\/p>\n\n\n\n

Gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft cho quy tr\u00ecnh x\u00e1c minh KYC<\/h2>\n\n\n\n

Ki\u1ec3m tra KYC \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua c\u00e1c d\u1eef li\u1ec7u th\u00f4ng tin c\u00e1 nh\u00e2n \u0111\u00e1ng tin c\u1eady. M\u1ed7i m\u1ed9t kh\u00e1ch h\u00e0ng \u0111\u1ec1u \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin \u0111\u0103ng nh\u1eadp \u0111\u1ec3 x\u00e1c th\u1ef1c danh t\u00ednh v\u00e0 \u0111\u1ecba ch\u1ec9. C\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft cho quy tr\u00ecnh x\u00e1c minh KYC l\u00e0 g\u00ec? \u0110\u00e2y l\u00e0 c\u00e2u tr\u1ea3 l\u1eddi:<\/p>\n\n\n\n

– Th\u1ebb CCCD, CCCD g\u1eafn chip, s\u1ed5 \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed ho\u1eb7c l\u00e0 h\u1ed9 chi\u1ebfu c\u00f2n hi\u1ec7u l\u1ef1c. C\u00e1c gi\u1ea5y t\u1edd \u0111\u00f3 ph\u1ea3i ghi th\u00f4ng tin r\u00f5 r\u00e0ng, \u1ea3nh ch\u00e2n dung r\u00f5 n\u00e9t, kh\u00f4ng r\u00e1ch n\u00e1t ch\u1eafp v\u00e1, gi\u1ea5y t\u1edd th\u1eadt v\u00e0 c\u00f2n hi\u1ec7u l\u1ef1c.<\/p>\n\n\n\n

– S\u1ed5 h\u1ed9 kh\u1ea9u th\u01b0\u1eddng tr\u00fa, b\u1eb1ng l\u00e1i xe, b\u1ea3ng l\u01b0\u01a1ng, h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng hay gi\u1ea5y \u0111\u0103ng k\u00fd t\u1ea1m tr\u00fa. C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng khi m\u1edf t\u00e0i kho\u1ea3n t\u00edn d\u1ee5ng ho\u1eb7c vay v\u1ed1n.<\/p>\n\n\n\n

Chi ti\u1ebft quy tr\u00ecnh x\u00e1c minh KYC<\/h2>\n\n\n\n

<\/a>Quy tr\u00ecnh x\u00e1c minh KYC gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng bi\u1ebft r\u00f5 v\u1ec1 danh t\u00ednh, \u0111\u1ecba ch\u1ec9 v\u00e0 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u00e1c d\u1ecbch v\u1ee5. Khi bi\u1ebft \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin \u0111\u00f3 gi\u00fap cho qu\u00e1 tr\u00ecnh ph\u00e2n lo\u1ea1i kh\u00e1ch h\u00e0ng \u0111\u1ec3 cung c\u1ea5p ch\u00ednh x\u00e1c c\u00e1c d\u1ecbch v\u1ee5 ph\u00f9 h\u1ee3p, c\u1ea3i thi\u1ec7n nh\u1eefng tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng. Chi ti\u1ebft quy tr\u00ecnh x\u00e1c minh KYC nh\u01b0 sau:<\/p>\n\n\n\n

Thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin kh\u00e1ch h\u00e0ng<\/h3>\n\n\n\n

Khi kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, h\u1ecd s\u1ebd \u0111\u01b0\u1ee3c cung c\u1ea5p m\u1ed9t bi\u1ec3u m\u1eabu. Sau \u0111\u00f3, kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i \u0111i\u1ec1n \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh v\u00e0o.<\/p>\n\n\n\n

Nh\u1eefng th\u00f4ng tin b\u1eaft bu\u1ed9c \u0111\u1ec3 \u0111i\u1ec1n v\u00e0o bi\u1ec3u m\u1eabu nh\u01b0 h\u1ecd v\u00e0 t\u00ean, s\u1ed1 c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n c\u00f2n gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng, ng\u00e0y th\u00e1ng n\u0103m sinh, \u0111\u1ecba ch\u1ec9 th\u01b0\u1eddng tr\u00fa, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean h\u1ec7… Nh\u1eefng th\u00f4ng tin \u0111i\u1ec1n v\u00e0o bi\u1ec3u m\u1eabu c\u1ea7n k\u00ea khai trung th\u1ef1c.<\/p>\n\n\n\n

\u0110\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng<\/h3>\n\n\n\n

Y\u1ebfu t\u1ed1 c\u0103n b\u1ea3n trong quy tr\u00ecnh x\u00e1c minh KYC l\u00e0 \u0111\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng nh\u1eb1m h\u1ea1n ch\u1ebf t\u1ed1i \u0111a nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. C\u00f3 hai ph\u01b0\u01a1ng th\u1ee9c \u0111\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng \u0111\u00f3 l\u00e0: \u0111\u00e1nh gi\u00e1 \u0111\u01a1n b\u1ea3n (SDD) v\u00e0 \u0111\u00e1nh gi\u00e1 t\u0103ng c\u01b0\u1eddng r\u00e0 so\u00e1t (EDD).<\/p>\n\n\n\n

SDD l\u00e0 ph\u01b0\u01a1ng ph\u00e1p thu th\u1eadp \u0111\u00e1nh gi\u00e1 th\u00f4ng tin kh\u00e1ch h\u00e0ng \u0111\u01a1n b\u1ea3n. C\u00f2n EDD d\u00f9ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh nh\u1eefng r\u1ee7i ro, gian l\u1eadn hay c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh b\u1ea5t h\u1ee3p ph\u00e1p. \u0110\u00e1nh gi\u00e1 kh\u00e1ch h\u00e0ng bao g\u1ed3m m\u1ed9t s\u1ed1 b\u01b0\u1edbc sau:<\/p>\n\n\n\n

– X\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh v\u00e0 v\u1ecb tr\u00ed c\u1ee5 th\u1ec3 c\u1ee7a kh\u00e1ch h\u00e0ng. L\u01b0u tr\u1eef v\u00e0 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd th\u00f4ng tin kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

– L\u01b0u tr\u1eef t\u1ea5t c\u1ea3 nh\u1eefng \u0111\u00e1nh gi\u00e1 CDD v\u00e0 EDD \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n v\u1edbi kh\u00e1ch h\u00e0ng ho\u1eb7c nh\u1eefng kh\u00e1ch h\u00e0ng ti\u1ec1m n\u0103ng.<\/p>\n\n\n\n

– X\u00e1c \u0111\u1ecbnh nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n li\u00ean quan t\u1edbi kh\u00e1ch h\u00e0ng. Th\u1ef1c hi\u1ec7n \u0111\u00e1nh gi\u00e1 \u0111\u1ecbnh k\u1ef3 \u0111\u1ec3 c\u1eadp nh\u1eadt nh\u1eefng m\u1ed1i r\u1ee7i ro m\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ec3 g\u1eb7p ra.<\/p>\n\n\n\n

– C\u00f3 c\u00e1i nh\u00ecn t\u1ed5ng quan v\u00e0 r\u00f5 r\u00e0ng v\u1ec1 c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a kh\u00e1ch.<\/p>\n\n\n\n

B\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 gi\u1edbi thi\u1ec7u to\u00e0n b\u1ed9 nh\u1eefng th\u00f4ng tin v\u1ec1 KYC l\u00e0 g\u00ec<\/strong>, EKYC l\u00e0 g\u00ec v\u00e0 t\u1ea5t c\u1ea3 nh\u1eefng v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn KYC. Mong r\u1eb1ng qua b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n \u0111\u1ecdc s\u1ebd c\u00f3 th\u00eam nhi\u1ec1u ki\u1ebfn th\u1ee9c v\u1ec1 cho b\u1ea3n th\u00e2n m\u00ecnh. <\/p>\n\n\n\n

Th\u00fay Vui<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

KYC l\u00e0 m\u1ed9t thu\u1eadt ng\u1eef \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh. V\u1eady KYC l\u00e0 g\u00ec? Vai tr\u00f2 c\u1ee7a n\u00f3 ra sao, …<\/p>\n","protected":false},"author":58,"featured_media":5408,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-5401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tu-van-nghe-nghiep"],"_links":{"self":[{"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/posts\/5401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/comments?post=5401"}],"version-history":[{"count":1,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/posts\/5401\/revisions"}],"predecessor-version":[{"id":5409,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/posts\/5401\/revisions\/5409"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/media\/5408"}],"wp:attachment":[{"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/media?parent=5401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/categories?post=5401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/wp-json\/wp\/v2\/tags?post=5401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}