{"id":18935,"date":"2026-05-04T08:48:20","date_gmt":"2026-05-04T01:48:20","guid":{"rendered":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/tim-viec\/huong-dan-viet-cv-tu-van-bao-hiem"},"modified":"2026-05-06T13:19:58","modified_gmt":"2026-05-06T06:19:58","slug":"huong-dan-viet-cv-tu-van-bao-hiem","status":"publish","type":"post","link":"https:\/\/mb668s.com\/cam-nang-7mb66-xoc-dia\/goc-ky-nang\/huong-dan-viet-cv-tu-van-bao-hiem","title":{"rendered":"H\u01b0\u1edbng d\u1eabn vi\u1ebft CV t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m \u2013 ch\u1ee9ng ch\u1ec9 v\u00e0 doanh s\u1ed1"},"content":{"rendered":"\n
T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m (Insurance Consultant \/ Financial Advisor) l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh tuy\u1ec3n d\u1ee5ng nhi\u1ec1u v\u00e0 c\u00f3 c\u01a1 h\u1ed9i thu nh\u1eadp cao t\u1ea1i Vi\u1ec7t Nam. Theo d\u1eef li\u1ec7u CareerLink (05\/2026), chuy\u00ean m\u1ee5c B\u1ea3o hi\u1ec3m c\u00f3 kho\u1ea3ng 596 tin tuy\u1ec3n d\u1ee5ng \u0111ang m\u1edf, v\u1edbi 4 ph\u00e2n kh\u00fac ch\u00ednh: nh\u00e2n th\u1ecd, phi nh\u00e2n th\u1ecd, s\u1ee9c kho\u1ebb v\u00e0 \u0111\u1ea7u t\u01b0 \u2013 t\u00e0i ch\u00ednh. M\u1ed9t b\u1ea3n CV t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/strong> \u0111\u1ea1t chu\u1ea9n n\u0103m 2026 c\u1ea7n th\u1ec3 hi\u1ec7n r\u00f5 ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1 (theo Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 08\/2022\/QH15), kinh nghi\u1ec7m doanh s\u1ed1 \u0111\u1ecbnh l\u01b0\u1ee3ng v\u00e0 kh\u1ea3 n\u0103ng t\u01b0 v\u1ea5n \u0111a d\u00f2ng s\u1ea3n ph\u1ea9m.<\/p>\n\n\n\n T\u1ed5ng quan nhanh:<\/strong><\/p>\n \u2013 C\u1ea7n ghi r\u00f5 Ch\u1ee9ng ch\u1ec9 \u0110\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m (theo Th\u00f4ng t\u01b0 67\/2023\/TT-BTC) \u2013 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c theo Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n \u2013 M\u1ee9c l\u01b0\u01a1ng 2026 (CRL Q2): Junior 8\u201314 tri\u1ec7u c\u1ee9ng + hoa h\u1ed3ng 5\u201325 tri\u1ec7u\/th\u00e1ng theo doanh s\u1ed1; Senior\/Manager 25\u201360 tri\u1ec7u c\u1ee9ng.<\/p>\n \u2013 3 khu v\u1ef1c tuy\u1ec3n d\u1ee5ng nhi\u1ec1u nh\u1ea5t: H\u00e0 N\u1ed9i, TP.HCM, B\u1eafc Ninh.<\/p>\n \u2013 4 ph\u00e2n kh\u00fac c\u1ea7n ph\u00e2n bi\u1ec7t khi vi\u1ebft CV: Nh\u00e2n th\u1ecd, Phi nh\u00e2n th\u1ecd, S\u1ee9c kho\u1ebb, \u0110\u1ea7u t\u01b0 \u2013 t\u00e0i ch\u00ednh.<\/p>\n<\/div>\n\n\n\n T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u00f3 4 ph\u00e2n kh\u00fac ch\u00ednh, m\u1ed7i ph\u00e2n kh\u00fac y\u00eau c\u1ea7u k\u1ef9 n\u0103ng v\u00e0 ch\u1ee9ng ch\u1ec9 kh\u00e1c nhau. Ph\u00e2n t\u00edch 50 JD tr\u00ean CareerLink qu\u00fd 2\/2026 cho th\u1ea5y 4 ph\u00e2n kh\u00fac d\u01b0\u1edbi \u0111\u00e2y c\u00f3 y\u00eau c\u1ea7u \u0111\u1eb7c th\u00f9.<\/p>\n\n\n\n Khi x\u00e1c \u0111\u1ecbnh ph\u00e2n kh\u00fac, \u1ee9ng vi\u00ean n\u00ean ghi r\u00f5 t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 l\u00e0m (B\u1ea3o Vi\u1ec7t, Manulife, Prudential, AIA, Dai-ichi, MB Ageas, Generali…) v\u00e0 s\u1ea3n ph\u1ea9m \u0111\u00e3 chuy\u00ean s\u00e2u \u0111\u1ec3 nh\u00e0 tuy\u1ec3n d\u1ee5ng \u0111\u1ed1i chi\u1ebfu nhanh.<\/p>\n\n\n\n CV t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u1ea7n th\u1ec3 hi\u1ec7n 4 y\u1ebfu t\u1ed1 then ch\u1ed1t: ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1, doanh s\u1ed1\/APE \u0111\u00e3 \u0111\u1ea1t, kh\u00e1ch h\u00e0ng \u0111\u00e3 ph\u1ee5c v\u1ee5, v\u00e0 kh\u1ea3 n\u0103ng t\u01b0 v\u1ea5n cross-sell.<\/p>\n\n\n\n \u2013 Th\u00f4ng tin c\u00e1 nh\u00e2n:<\/strong> H\u1ecd t\u00ean, ng\u00e0y sinh, email, \u0111i\u1ec7n tho\u1ea1i, \u1ea3nh th\u1ebb chuy\u00ean nghi\u1ec7p.<\/p>\n\n\n\n \u2013 M\u1ee5c ti\u00eau ngh\u1ec1 nghi\u1ec7p:<\/strong> 3\u20134 d\u00f2ng n\u00eau kinh nghi\u1ec7m, ph\u00e2n kh\u00fac, doanh s\u1ed1 \u0111\u00e3 \u0111\u1ea1t v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng c\u1ea5p b\u1eadc.<\/p>\n\n\n\n \u2013 Ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1:<\/strong> Ch\u1ee9ng ch\u1ec9 \u0110\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m (s\u1ed1 ch\u1ee9ng ch\u1ec9, ng\u00e0y c\u1ea5p, c\u00f4ng ty c\u1ea5p); ch\u1ee9ng ch\u1ec9 chuy\u00ean s\u00e2u (CFP, ICCC).<\/p>\n\n\n\n \u2013 Kinh nghi\u1ec7m:<\/strong> Th\u1eddi gian, c\u00f4ng ty, ph\u00e2n kh\u00fac, doanh s\u1ed1 APE\/GWP\/AUM, retention rate, s\u1ed1 kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n \u2013 K\u1ef9 n\u0103ng:<\/strong> T\u01b0 v\u1ea5n nhu c\u1ea7u, financial planning, ph\u00e2n t\u00edch portfolio, s\u1eed d\u1ee5ng ph\u1ea7n m\u1ec1m illustration (Manulife Mpro, Prudential ePOS, AIA AVA).<\/p>\n\n\n\n \u2013 H\u1ecdc v\u1ea5n:<\/strong> B\u1eb1ng c\u1ea5p, ch\u1ee9ng ch\u1ec9 t\u00e0i ch\u00ednh (CFA Level 1, IFP, AFP).<\/p>\n\n\n\n Ph\u1ea7n kinh nghi\u1ec7m l\u00e0 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh CV \u0111\u01b0\u1ee3c ph\u1ecfng v\u1ea5n. T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m c\u00f3 r\u1ea5t nhi\u1ec1u con s\u1ed1 \u0111o l\u01b0\u1eddng \u0111\u01b0\u1ee3c \u2013 h\u00e3y g\u1eafn t\u1eebng nhi\u1ec7m v\u1ee5 v\u1edbi 1\u20132 ch\u1ec9 s\u1ed1.<\/p>\n\n\n\n1. C\u1ea5u tr\u00fac CV t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m theo ph\u00e2n kh\u00fac<\/h2>\n\n\n\n
Ph\u00e2n kh\u00fac<\/th> S\u1ea3n ph\u1ea9m ch\u00ednh<\/th> KPI tr\u1ecdng t\u00e2m<\/th> L\u01b0\u01a1ng + th\u01b0\u1edfng (tri\u1ec7u\/th\u00e1ng)<\/th><\/tr><\/thead> B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/td> Term life, Universal life, Investment-linked<\/td> APE (Annual Premium Equivalent), persistency rate<\/td> 10\u201325 + th\u01b0\u1edfng theo APE<\/td><\/tr> B\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd<\/td> Xe c\u01a1 gi\u1edbi, t\u00e0i s\u1ea3n, h\u00e0ng ho\u00e1 XNK<\/td> GWP (Gross Written Premium), claim ratio<\/td> 8\u201318 + 1\u20134% ph\u00ed<\/td><\/tr> B\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb<\/td> Critical illness, hospital cash, medical<\/td> S\u1ed1 H\u0110 active, retention 12\/24 th\u00e1ng<\/td> 9\u201322 + th\u01b0\u1edfng \u0111a c\u1ea5p<\/td><\/tr> \u0110\u1ea7u t\u01b0 \u2013 T\u00e0i ch\u00ednh (BH li\u00ean k\u1ebft)<\/td> ULIP, c\u1ed5 phi\u1ebfu, tr\u00e1i phi\u1ebfu k\u1ebft h\u1ee3p BHNT<\/td> AUM, top-up rate, asset allocation<\/td> 15\u201345 + management fee<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n 2. C\u1ea5u tr\u00fac CV v\u00e0 Career Objective hi\u1ec7u qu\u1ea3<\/h2>\n\n\n\n
3. C\u00e1ch tr\u00ecnh b\u00e0y kinh nghi\u1ec7m doanh s\u1ed1 \u0111\u1ecbnh l\u01b0\u1ee3ng<\/h2>\n\n\n\n
C\u00e1ch vi\u1ebft y\u1ebfu<\/th> C\u00e1ch vi\u1ebft m\u1ea1nh<\/th><\/tr><\/thead> T\u01b0 v\u1ea5n kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/td> T\u01b0 v\u1ea5n 60+ kh\u00e1ch h\u00e0ng\/qu\u00fd cho d\u00f2ng Manulife Whole Life, \u0111\u1ea1t APE 480 tri\u1ec7u\/qu\u00fd (v\u01b0\u1ee3t KPI 18%)<\/td><\/tr> B\u00e1n b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi<\/td> Ph\u1ee5 tr\u00e1ch 320 h\u1ee3p \u0111\u1ed3ng xe c\u01a1 gi\u1edbi B\u1ea3o Vi\u1ec7t khu v\u1ef1c Q.7, GWP 3.2 t\u1ef7\/n\u0103m, claim ratio 38% (TB ng\u00e0nh 52%)<\/td><\/tr> Duy tr\u00ec kh\u00e1ch h\u00e0ng c\u0169<\/td> \u0110\u1ea1t persistency rate 13 th\u00e1ng 92% (TB MNC 78%), 24 th\u00e1ng 84% (TB MNC 65%)<\/td><\/tr> Cross-sell s\u1ea3n ph\u1ea9m<\/td> Cross-sell s\u1ea3n ph\u1ea9m s\u1ee9c kho\u1ebb cho 35% kh\u00e1ch h\u00e0ng nh\u00e2n th\u1ecd, \u0111\u00f3ng g\u00f3p 28% APE n\u0103m 2025<\/td><\/tr> \u0110\u00e0o t\u1ea1o agent m\u1edbi<\/td> \u0110\u00e0o t\u1ea1o 8 agent m\u1edbi trong vai tr\u00f2 Team Leader, 6\/8 \u0111\u1ea1t KPI 90 ng\u00e0y \u0111\u1ea7u (75% pass rate)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n